SSS PHILIPPINES ONLINE

Remittance, loan, contribution, ID, benefits and membership help information guide

SSS Loan Renewal

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A frequently asked question about SSS salary loan may also be – When can a member renew his/her salary loan with the SSS?

Basically, any form of loan from the SSS may only be renewed if you have paid in full, the loan amount including all forms of interest and surcharges. Mind you however that even if there are set amounts for any loan with regards to payment, there is no limit for the amount you want to be deducted from your salary which will go to the payment of your SSS loan.

The above statement means that you can actually pay a higher loan amortization or deduction if you want or intend to get paid and rid yourself from your loan earlier than your expected payment terms. But also remember that if the term says 2 years, then you will have to wait 2 years before you can make another loan or loan renewal.

However, it is always good to get paid earlier than the set date of payment because you can immediately make another loan application even before the date of full payment stated in the terms of your SSS loan.

Another special point you need to know about is that if the loan is scheduled to be paid within 2 years time, then after that, you can or is already allowed to renew your SSS loan. Balance of P500 or less shall be deducted from the proceeds of the new loan.

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76 Responses to “SSS Loan Renewal”

  • joanna says:

    I ask ko lang po kasi ang tapos ko sa hulog sa SSS loan is nov 2012 pa so ang gusto ko is ikaltas na saakin this month of april pag nabayad naba ng company namin at na cleared na sa sss na wala na akong utang pwede naba akong magloan ulit??

    thanks,

  • eugene reyes says:

    ano gagawin ko kung nalimutan ko password ko for online access? pati ang email na ginamit ko ay nalimutan ko na! kasi pagginamit ang forgot password option ipapadala lng naman ng website sa email.

  • eugene reyes says:

    magkano po ba ang interest na babayaran sa sss salary loan?

  • arvin llamas says:

    would like to verify the status of my salary loan. Already have my loan stub two weeks ago, hoping for the availiabity of the check.

  • Rei Rogerson Enriquez says:

    Hi, I already paid my previous loan, I’m with a new employer for 2 months now. I filed for a salary loan it’s almost 3 weeks now but I’m not getting any update about my loan, I checked with my employer was advised that it was filed Nov. 9 when I checked with SSS they said that it wasn’t filed yet. I really don’t know what to do from here. The company’s process with SSS salaray loan application is that the employee should field out the SSS salary form and attach a copy of sss id or 2 valid id and they’ll be the one to submit to SSS, my question is can I submit the sss form directly to SSS? I’m suspecting that the company didn’t file my application.

  • divina samson says:

    good day, i just want to inquire what is now the status of my salary loan, my sss # is 09-1625553-8 please sent me asap a reply. thank you

  • Falconnard P. Aquino says:

    good Day. i would like to know the status of my SSS salary loan filed last January 22,2013. until now i did’nt receive any update from my employer.
    kindly txt me what is the update. my SSS # 04-1716558-3.
    thanks. god bless.

  • vanessa e. baguisa says:

    hi…
    nag pasa po ako ng loan form ko noong march 23 kailan ko po malaman na kng kailan madisburse ang renuwal loan ko po sa inyo?

  • hazel says:

    hi asking lang po if i can my unpaid months? ung mga months na wla akong work ?

  • lucille.comision says:

    please send to my email.. kailan po ako puyde maka renew for 2nd loan at magkano po ang maloan ko

  • Noreen Galvez says:

    Hi SSS,

    Good pm. I just want to inquire about my sss loan renewal. 1st LOAN i had was way back 10-17-2011 fo 15K. I was thinking that the 2nd loanable amount will be doubled and will become 30K. So I waited until I get paid for my loan amount and just finished last Nov.30 cut-off. My Total Number of Contributions Displayed is 65 and my Total Amount of Contributions is at P99,112.00.
    I’m wondering why my loanable amount is still at 15K whenever I try to apply for another loan application. Should I still wait for a certain number of contributions? How many and how much contribution is required then so I can reloan 30K.
    Please advise. Hoping to hear from you soon.!

    Thanks,

    NORS=)

    By the way my sss number is: 0628032214

  • cindy gensaya says:

    i have renewed my loan since 24th of this month, Nov, 2014 & check was generated the following day, 25th, however, today is 29th, the liaison officer in our office said, they were not able to obtain the check yet, i just want to ask, around how many can our liaison officer be able to get the check from the date it was generated? because i had a colleague in the office, she said she renewed her loan also online & in a span of 1 week, she was able to get her money.

  • shielamay s.marmibe says:

    Sir/mam I would like to ask kyng kailan po ag condonation program mag iimpliment uli..tnx

  • rex perdigones carilla says:

    pwede n po b mag reloan ngaun s sss khit di pa tapos ang dating loan?

  • nancy p. pacba says:

    hi, ask lang po ako pertaining sa salary loan status ko kung pwede na po ba akong magrenew? thank you po…

  • jeffrey martinez says:

    Hi po, naglapse na po ung niloan ko for 1year pero hindi ko kumpleto ung hulog ko for 1year. Marerenew ko pa din po ba ung loan ko??

  • Jazz A. Mendiola says:

    Ask q po kung puwde b mg renew ng loan kung babayaran ng 50% ung naunang niloan?? Thanks po

  • Mary grace mercadero says:

    Hello po ask ko lng po sna . Kung ba.2yaran ko po ba lahat ung 1st loan ko may possible po ba na mas malaki ung makuha ko sa 2nd loan ? 46 mos plang po ung hulog ko ..

  • Raymond says:

    Hi, My loan po kasi aq na 10000 sa sss. then nkapag bayad na aq 7 months. pwede ko po ba bayaran ung buong balance para maka avail ulit aq ng loan. need ko po kasi manganganak kasi asawa q at cesarian po sya. need q ng pandagdag sa pambayad sa ospital.

  • Rengel Barlongo says:

    need to know lang po, if ma reject yung loan application mo through on line dahil di na certify ng employer yung loan application on time, ilang weeks po ba bago makapag apply ulit?

    thank you po.

  • florence a. bernal says:

    hi po, nag loan po ako nung march 12, nasakto po ng ECQ, how can i get po my check loan or pwedi po bang transfer na lang sa account ko po? tnx

  • florence a. bernal says:

    hi po, nagloan po ako nung march 12, and nasakto po sa ECQ, how can i get my check loan, or pwedi po ba a i transfer sa account ko po? thank you

  • Ruth distura says:

    Pwd pong malaman panu gagawin pag may existing n loan.. Panu bbayaran at qng pwd pa ba mag renew after khit may calamity loan

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