SSS PHILIPPINES ONLINE

Remittance, loan, contribution, ID, benefits and membership help information guide

SSS OFW Housing Loan – Who May Borrow?

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If you are an SSS member who has updated payment in your monthly amortization of SSS premium, you may be entitled to apply for SSS housing loan. First I have to let you know as much as you will be asking me who may borrow or apply for the said privilege as an OFW SSS member. Please read carefully below so you will know if you are qualified to make an application for this program.

Who may borrow under the loan program?

– A certified overseas Filipino worker
– An active SSS member and has paid at least twelve (12) months continuous contributions or at least twenty-four (24) months total contributions
– Not more than sixty-five (65) years old
– Not previously granted a housing loan by SSS, refund of contributions, retirement or total permanent disability benefit
– Up-to-date in the payment of all SSS contributions and other loan amortizations

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20 Responses to “SSS OFW Housing Loan – Who May Borrow?”

  • jane says:

    my father is an ofw.he’s in saudi for more than 10years. he wants to apply for a housing loan..how could he do that even without his presence here in te philippines

  • Christine says:

    My husband is an OFW and has just been paying his contributions this past three months . is he qualified for a housing loan if he pay in FULL the 24 months contributions. Thank you and God bless us all.

  • zenaida l serapio says:

    my husband sss housing loan benefits wa used by my sister in law, after 2yrs of monthly payment, my husband died, and the house and lot was awarded to my sister in law. undortunately she can not claim the title because she needs our signature. she was the one who file a housing loan and my husband is co-maker by the, the agent put my husband as principal borrower without my signature, now they are goin to sell the propery without my knowledge and my childrens signature. we are all here in dubai, can she sell the property without our signature? my husband name is Levy R. Serapio. thank you and God bless in the name of our Lord Jesus

    • anne says:

      im a licensed real estate broker..there are ways para maging mabilis ang pagbenta its either u fraud it or not..anyways..sana u can also understand why you have to sign the documents, since it was ur sister in law who is paying the loan, on legality yes its ur hubby who is the real owner, but kung titingnan sa situation na pang tao at makatao at pang intelihente, yung sis in law mo ang talagang may ari, ginamit lang nya co maker hubby mo coz sya ang pwedeng bigyan ng housing loan at hindi yung sis in law mo..and nung nag file sya, ok lang na wla kang signature, coz ang hubby mo ang may name at may contribution sa sss..hope u understand and sign the docs..coz its ur sis in law who has the right..

  • JHUN PANGISBAN says:

    HI! I AM AN OFW HERE IN UK AND I WOULD LIKE TO INQUIRE IF I AM QUALIFIED TO APPLY FOR A HOUSING LOAN, I AM AN SSS MEMBER I PAY MY MONTHLY CONTRIBUTION AS SELF EMPLOYED IN THE PHILIPPINES FOR MORETHAN THREE YEARS UNTIL NOW…THANKS AND I AM HOPING FOR ASSAP REPLY. GOD BLESS

  • nellie grace menerable says:

    hi, i would like to apply for a housing loan. i start my contribution when i was working in the philippines before since 1999 but i stopped since 2003. but i am very willing to pay the whole 12months or 24 months if that is required.

    and is it possible also to apply for a housing loan even i am here in kuwait?

    if possible what are the requirements i should give.

    I am hoping that you could help me.

    many thanx…

  • abigail says:

    i’m an ofw and i’m interested to avail of the housing loan.i have been an sss contributer for a continuous span of 24 months.but when i went abroad i stopped my contribution for 3 years.i am interested to continue my contribution though,how may i go about it.what requirements will i submit to apply for a housing loan?will i be qualified to apply for the said loan.

  • MRS EcHON says:

    hi gud pm. ask ko lang po kung pwede padin po makaavail ung aswa ko he is a us imigrant and he wants to applying hausing loan. nkapagcontribute xa ng 3 months dats was on 2005and after dat hindi n xa nkapagontribution. pwede padin po ba kmi makaavail and wat is the requirements. and how long po ung babayaran nmin para makaavail ng hausing loan pls reply po tnx godbless

  • ROBERT says:

    OFW AKO, GUSTO KO SANA MGAVAIL NG RENOVATION LOAN. ANU-ANUNG REQUIREMENTS BA ANG KAILANGAN KONG IHANDA?

  • Hyds says:

    my mother in law is an ofw. nag apply cla ng housing loan sa sss with her husband’s name on it. ngayon nagseparate cla but not legally. and now my father in law wants to sell the house. ayaw nman ibenta ng mother in law ko kasi on the first place wla namang ibinayad kahit piso ung father in law ko don s bahay. is it possible na ibenta nya ng bahay without my mother in laws consent? and to think ns she’s still paying the interest until now dahil di pa paid ung bahay s sss.

  • michelle hagamann says:

    i would like to ask kung pano po ang gagawin ko..me naiwan po akong salary loan na less than 8k pesos na lang po ata..gusto ko po sana mag avail nung housing loan pra sa OFWs..please could you please send me a copy of requirements at kung pano po ang gagawin..salamat po ng marami

  • analiza mallari says:

    member napo ako ng sss since 2004 at wala pa po ako loan sa sss. advance payment po ako lagi sa contribution ko pwd po ba ako mag avail ng housing loan khit hnd ako ofw? pls reply po gusto ko po sana mag apply ng housing loan pano po ba ggwin ko?

  • amelita e ocado says:

    im a member of sss and im a ofw.i want to apply and housing loan.thanks

  • rogelia pascual says:

    gusto ko lang po malaman kung puede ba ako magloan ng pampatayo ko ng bahay sa hinuhulugan kong lupa.OFW po ako at magkano po kya ang maibigay sa akin na loan?

  • shailyn says:

    Sir/Maam

    I am a member of SSS and i just want to inquire if i can do a housng loan even i contibute less than 24 months or i can make a refund of all my total monthly contribution? i never had any loans and refunds . I was working in private company in Philippines and been OFW for 3 years and have been contributing occasionaly. I’m here in Canada and im just wondering if i can give an authorization for my mother who is my benificiary of my SSS acounts to have a loan and how much they can loan and how much is the monthly payment. is there any interest? i looking forward to know the answer of all my concern. Thank you. Here is my email address : shilynjaculo@yahoo.com

  • AGM says:

    Hello po. Ask ko lang ang mga requirements sa pag loan po under OFW housing loan. We bought a property po sa Calamba Laguna for 200 sqm and would like po na mapatayuan ng apartment units. I found out po sa SSS online member na nag contribute na po ako ng 44 times and continuously po ang pag babayad ko ng aking SSS. Please kindly let me know po ang mga kakailangin kong i prepare sa pag aapply po ng loan. Thank you and god bless

  • roy senires says:

    diba pwede pag hindi OFW? bkt ofw lang?

  • sylvia says:

    hi isa po akong ofw sa france active member ng sss for 15 years di ko po nattuloy ung bahay nmin kc kulang ng budget naicip ko po kung pwd mg apply ng housing loan khit po ang hawak nmin ay deed of sale lng po sa lupa nmin pero posure na amin na po ung lupa on the process po ung pglipat sa name nmin ano po ang dapat kung gawin salamat po godbles

  • Imelda villamartin says:

    Hello po,nais ko sana malaman kung qualified ba ako na maghousing loan kahit na ang contribution ko ay minimun lang na 520 pesos. May nakapagsabi kasi s akin sa abudhabi office na maximum payer lang ang makaavailng housing loan, don’t you think it’s too unfair sa iba na mababa lang ang salary like me na domestic helper d2 s dubai , pls reply po sana, salmat po

  • Elpidio Batara Jr says:

    Maam-Sir
    Isa po akong OFW at kasalukuyan pong nagpapagawa ng bahay sa pinas at dahil gusto ko po sanang mapadali ang trabaho at pagpapagawa gusto ko po sanang itanong sa inyo kung papano ako makaka avail ng housing loan ng wala ako sa pinas. im paying my SSS contribution i think 9 years,

    paki advise po ako kung anong maganda kong gawin, thanks and god bless


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