Remittance, loan, contribution, ID, benefits and membership help information guide

OFW Housing Loan Collaterals

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The SSS has devised a simple set of rules for the SSS OFW housing loan. first you have to know is that the Philippine Social Security System allows up to 3 SSS members to combine in filing for a single loan.

How to Avail of SSS OFW Housing Loan

How to Avail of SSS OFW Housing Loan

Now, since you already knew about that, let us discuss in simple terms for those who are interested to avail of this privilege by overseas Filipino workers. Here is a short guide on how collateral works.

  1. The loan shall be secured by a first Real Estate Mortgage on the house and lot to be financed.
  2. The REM shall be annotated on the member-buyer’s TCT and shall be registered with the appropriate Registry of Deeds.
  3. It shall also be covered by an HGC guaranty.

For more information regarding this matter, please refer to the part 2 of the SSS OFW housing loan program webpage in SSS here –

12 Responses to “OFW Housing Loan Collaterals”

  • janet cutanda says:

    Assalam Makaikom,nakabili po ako ng lot sa urbanpoor kaso dpa na processs ang deed of sale at land title kc sabay sabay lahat bigyan all members ng urban but i want 2 apply housing loan,nasa riyadh ako what will i do para maka avail ng housing loan.i want 2 visit pinas by june,inshaallah!

  • celeste says:

    hi good day, i am working as a nurse for 2 yrs and 7 months in the philippines and a member of sss till june of 2010, then i resiged last july to work in kuwait? how can i continue my contribution and what process? i want to contribute as for ofw sss member.. tnx
    pls email me @ my accnt.

  • jun pamplona says:

    may itanong lang ako mayroon kasi akong lote gusto ko mag apply ng housing loan para ipatayo ng bahay pwede ba ako maka avail ng housing loan

  • geronimo dela cruz jr. says:

    mam sir tanong ko po kung pwede mag housing loan pero na ka mortgage sa bank yung title ko pwede po bang i pullout ko at sa sss ko i apply loan at may ongoing construction na po ng bahay yon seaman po ako salamat

  • Becky says:

    Magandang araw po, ittanong ko LNG po kung pano ko maippatuloy ang sss contribution ko. OFW po ako. Paano din po mag check ng contribution online. Maraming salamat po.

  • amado r. milad jr says:

    may lupa po ako sa nueva ecija.may naipatayo na rin po ako bahay kaya lang di pa tapos dahil kinulang sa pera.pwede po ba ko maghousing loan para matapos yun bahay.ano po ba ang mga requierments na kailangan i submit..thanks

  • Anthony says:

    May gusto po sana akong bilhin na lupa…paano po ba ang requirements sa pag apply ng Loan sa SSS.

    salamat po..

  • sofia a. Manadong says:

    good day po gusto ko po mag loan pwede na po
    ba ako makapag loan para po magkaron na ako nag sariling bahay d2 po ako sa saudi 9 yrs na thanks po.

  • shirley comaya says:

    gud eve po gusto ko lang po itanong kung ilang buwan bago makapag apply for loan ofw po aq dito sa spore naka 3yrs na ako ng hulog ko sss nung nagwowork pa aq sa pinas kaso nahinto na po nung andito na aq sa spore gusto ko sana ituloy para maka pag loan .thanks and god bless!

  • Cherry Escalona says:

    Gud afternun poh..ASk q lng poh..panu poh aq mka avail ng housing loan..Ngpptyo poh aq ng bhay kinulng poh aq s budget gs2 q poh sna mg housing loan…D2 poh aq s taiwan factory worker poh aq d2..

  • Cherry Escalona says:

    Mg inquire poh aq ng housing loan for ofw..Pera poh iloan q s hlip n bhay..Anu poh ang nid..Mgknu poh pdng i loan

  • Cherry Escalona says:

    Mg inquire poh ng ofw housing loan..

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