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Remittance, loan, contribution, ID, benefits and membership help information guide

OFW Housing Loan Interest Rate

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For the benefit of those who are really interested to avail of the SSS OFW housing loan program, I would like to add up additional information. This hopes to make it easier for SSS members to understand about their finance.

If you are asking what is the interest rate of the loan? This post is just perfect for you. I just won’t make it to be that long. Read below the details.

  1. Up to P300,000.00 – 9% p.a. fixed for the term of the loan.
  2. Over P300,000.00 up to P500,000.00 – 13% p.a.
  3. Over P500,000.00 up to P1,000,000.00– 14% p.a.

10 Responses to “OFW Housing Loan Interest Rate”

  • marilou golong franco says:

    what is the requirments to file a ofw housing loan?because i’m a voluntary member of sss.so i please see my contribution if i’m qualified for housing loan.tnx

  • Ernesto Dela Cruz says:

    If I qualify for 1Million loan and the interest is 14% per annum, how do I calculate the total amount that I have to pay? Is it as simple as 1M x 14% equals 140K (added to the 1M) for a total of 1.4M payable monthly throughout the agreed years of payment? (Example: 1,140,000 divided by, (say, 15 years to pay), 180 months or 6,334 per month?

    Please clarify.

  • Ernesto Dela Cruz says:

    Correction: … for a total of 1.140M payable monthly…

  • noer i. serapio says:

    gud am isa po akong seaman gusto ko po sanang magloan ng housing loan paano po ba at ano po ang requirement 4 years na po ako sa shipping company na inaalisan ko. gusto ko po sanang malaman kung paano po magprocess.

  • cheers says:

    good am…kindly send me the requirements how to apply a housing loan. Sa binan branch po kc ask n ako at wala daw available list of requirements. Thank you very much po.

  • georgina p. grospe says:

    gud nun ng submit po aq ng requirment for maternity loan sbi po skn ng taga sss with in 3weeks makukuha q dw po at bumalik aq sss alabang then pag punta q po manggagaling p dw po sa sanpablo at n denie ang form q. tanung q lang po my problem po ba sa mga requirments q isinabmit,at bkt matatagalan pa dw… ilang months po b tlga mkukuha ung maternity loan at san kukunin… salamat po

  • Noli P. Calzado says:

    Good am, i am a seaman and a member of SSS. And i have plan to apply a housing loan,i would like to know the procedures and requirements. Can you please send me the list. Thank very much and God bless.

  • mylene acedillo says:

    hi wife po ako ng ofw s uae ask lang po pwede po b ako mag apply ng housing loan nya for ofw or sya po personally? if sya po saan po pwede at what need n requirements?
    Thanks & God bless!

  • eduardo medallaada lotivio says:

    isa po akong OFW,,may loan balance pa po ako,, at matagal na rina ko hindi nakaka hulog sa SSS,, mula 2008,, to present,, wala na ako naka hulog,,, gosto ko po mag loan,, housing loan,, d2 po ako ngaun sa saudi,,

  • madeline says:

    hi gud afternoon….i just want to apply for an housing loan..but since i didnt continue my contribution since i resigned to my previous company because i work abroad…now, as ive said i want to apply for the housing loan..can i process here in abroad? and how long it takes for approval? and wat is the requirements? how many months should i settle my contribution just to approved my loan?please do reply….thanks a lot…


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