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Remittance, loan, contribution, ID, benefits and membership help information guide

OFW Housing Loanable Amount

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That first question that you’ll probably ask the SSS on your way to apply for a housing loan is how much is the loanable amount? This post basically answers that question in the easiest to understand exact figures as you can see when you try to search for how you can make a housing loan with the Social Security System if you are an overseas Filipino worker (OFW).

To be exact, the maximum loanable amount for an OFW is P1,000,000.00 or whichever is the lowest of the amount applied for, the amount justified by the paying capacity, the loan value of the collaterals as determined by the SSS.

See the actual breakdown from which you can base your expected loanable amount from the SSS when you apply or get approved at the same time. Know your rights as a member by visiting us regularly or at least subscribing to our feeds below this post.

– Socialized Housing – P 300,000.00

– Low-Cost Housing – P 500,000.00 – P 1,000,000.00

23 Responses to “OFW Housing Loanable Amount”

  • rosemarie ibalar says:

    good afternoon im planning for sallary loan,but i just start my job here n canada last Dec.27,2009.i been an sss mem bfore 1995-1996 but i didnt continue to pay my account.nw i want to continue.then how and i cn hve a loan,just to renovate our house n the phils.thank u and Godbless!more power to sss com…

  • mary ann says:

    Hello po,
    Im currently working here in Kazakhstan as a teacher. I plan to take a housing loan from your good office but i dont know how to go about it. I have a contribution for almost 2 years, and i want to continue it as an OFW now. Is it possible? Please reply to me as soon as possible since im coming home in July. Thanks a lot.

  • rene ferwelo says:

    hi,im a ofw seafarer i would like to ask on how to avail the housing loan,tnkz,,

  • nette maglaque says:

    good pm po, ask ko lng po ano po ang mga requirements for OFW HOUSING LOAN? pls. reply tnx..GOD BLESS

  • Rosario M. delos Reyes says:

    Dear Sir/Madam:
    I am an SSS member and my SSS No. , I would like to know if I am eligible to apply for a housing loan (SSS #2 Housing Loan Program). My remittances is not active but I want to activate it again and continue, how can I do that? Await your prompt response. You can email me at cherry_m924@yahoo.com.

    Yours Sincerely,
    Rosario Miraflor-Delos Reyes
    Medical Sectary
    Tawam Hospital, Al Ain
    Abu Dhabi, UAE
    Mobile # 00971 50 7308294

  • anthony arbitrario says:

    sir/madame i just want to know what are the requirements on housing loan

  • good day!i been working for 6 months in my second contract here in hongkong and just a 4months member of sss.can i still avail a housing loan?

  • pastor leoncio afable says:

    dear sir/madam,please send me an info reg OFW housing loan requirements!i am seaman and an active member os SSS since 1997 until now!pls send it to my e-mail add!thanks a lot!

  • Anthony toralba says:

    How to avail a housing loan if im outside the country?or a ofw loan how to avail?thanks

  • Anthony toralba says:

    i have a 41 contributions on sss.. but im not still contribute as a ofw..all of my contribution is only for local there.. thanks

  • Nolito Obando says:

    I am an OFW and have paid my SSS contri. as OFW. Now I want to avail a salary loan when i come home for vacation? I would like to know how many days it will take to process a salary loan?
    Also, my SSS ID was lost? how can i apply for a replacement for that ID and what is the requirement? Is there a rush application for replacement of ID?

    Thanks for your reply.

  • mark anthony castillo says:

    housing loan how to avail..

  • mark anthony castillo says:

    san po ako pwede magbayad para sa sss contribution ko dito ako ngayon sa uae. samalat.

  • Ronnie Caber says:

    hello!good day!may I ask about my status if I am qualified to avail a housing loan. I stop already my contributions for a couple of months,the reasons why is am already working here in Canada.but I’m willing to pay for remaining months left that you required.and could you please help me also how to log-in in your site I forgot my password. I can’t remember any more.thanks waiting your immediately response.

  • Ronnie Caber says:

    hello!good day!may I ask about my status if I am qualified to avail a housing loan. I stop already my contributions for a couple of months,the reasons why is am already working here in Canada.but I’m willing to pay for remaining months left that you required.and could you please help me also how to log-in in your site I forgot my password. I can’t remember any more.thanks waiting your immediately response.

  • charo estomo says:

    hello..!i just wanna inquire about the ofw housing loan,i’ve been paying for 2years and i stop to pay last year,im i qualified for the loan. I will continue to pay starting this year,how long it takes,im working nowh in canada. looking forward for your immediate response.Thank you and Godbless

  • charisse says:

    my husband is working in uae since 2008 where planning to loan in his sss to build a house in pampanga, can we apply for loan while he is in uae and what are the requirements?

  • herminio o. padit says:

    I am working here in sudi arabia, and paying my ofw monthly contibution of not more than 90 sar , for more than two years now, i want to avail a housing loan, I have already a small lot to build my house ,and at the same time I am into construction works before, so I can understand and build my own house.frankly i dont want to rely on developers, because sometimes they use udersized and inapropriate materials,and bad woksmanship, I am a draftsman and have already my house design all I need is money to start the work . How can I avail it ? is it directly to me or at the developer? because as far as I know if I am the one who will make my house , I CAN GET EXACTLY WHAT I NEED, At reasonable price and the soonest time.Thank you.

  • herminio o. padit says:

    Im just wondering how early we can get our loan , when only small questions are sent to your good office yet it takes a long time to have an answer, please I AM SORRY ,BUT AM WAITING FOR YOUR RESPONSE NEARLY ONE MONTH NOW. THANK YOU.

  • julie ann alacar says:

    HI,
    Ask ko lang po nag stop po ako ng contribution sa sss ko cguro mga 9 yrs or more na gusto ko po ulit ipagpatuloy sss ko nandito po ako sa UAE pwede nyo po ba ako tulungan kong ano dapat kong gawin. Maraming salamat po.

  • eric says:

    Good day,

    Can I avail residential housing loan may ibinibenta po sakin bahay pwede po ba ma eloan ko eto sa sss nasa name po nila lahat ng papers.Onboard pa po ako now pwede po ba asawa ko mag ayos ng documents?
    Can I kindly have your reply ASAP

    Thanks…

  • edward dimalanta dapadap says:

    I would like to apply ofw housing loan…I’m work now Saudi Arabia…riyadh

  • edward dimalanta dapadap says:

    I would like to apply ofw housing loan…I’m work now Saudi Arabia…riyadh this is my number +966553869359


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