SSS Salary Loan
A salary loan is actually a short term loan offered to SSS members by the Philippine Social Security System to meet any immediate need for cash by any SSS member. The next question would probably be who can qualify to make an SSS loan? So far, in the SSS website, there are basically 5 pointers with which any member may qualify for a salary loan. Please read below.
Who Is Qualified to Make a Loan? (info taken directly from SSS website – www.sss.gov.ph)
1. An employed, currently paying self-employed or voluntary member (SE/VM) who has 6 posted monthly contributions for the last 12 months prior to the month of filing of application.
- For one-month loan, the member-borrower must have 36 posted monthly contributions prior to the month of filing of application.
- For a two-month loan, the member-borrower must have 72 posted monthly contributions prior to the month of filing of application.
2. If the member-borrower is employed, the employer must be updated in contributions and loan remittances.
3. The member-borrower must be updated-current in the payment of other member loans, which include educational, stock investment, MADE & housing loans granted under the Unified Housing Loan program (UHLP) or direct from SSS.
4. The member-borrower has not been granted final benefit (total permanent disability, retirement and death).
5. The member-borrower has not been disqualified due to fraud committed against the SSS.
Please note that credit on basic guidelines of who may qualify to make an SSS salary loan from the official websites of SSS.
June 25th, 2009 at 7:32 AM
may i ask f im qualify for loan, im former ofw and now im self-employed.. i wnt to have a loan in sss…
June 29th, 2009 at 5:04 AM
I’M NOT YET INTERESTED ABOUT THE LOAN.MY CONCERN NOW IS THAT I’M NOT ABLE TO INQUIRE MY SSS CONTRIBUTION AND IN THE LOG IN PAGE SAYS THAT MY ACCOUNT WAS BLOCKED. HOW COULD THAT HAPPENED?
June 29th, 2009 at 5:05 AM
PLEASE MAKE IT POSSIBLE FOR US TO INQUIRE EASILY.
June 29th, 2009 at 5:51 AM
@ Maricar, if you passed all 5 requirements mentioned above, I believe so that you are qualified to apply and get your SSS loan. If you were able to pay at least 36 SSS remittance payments to the SSS in the past and you have no other existing loans or outstanding balances, then that makes you legible for the loan.
@Josan, you can only be blocked from the SSS online inquiry if you repeatedly tried to access your account entering the wrong username password combination. However, I am not implying that you made this mistake but there is little or no chance at all that your account could get blocked if you did nothing wrong in the process of logging in. All I can suggest to you however is to fill up a form of request of new SSS password. This might take time but this is the standard process that nobody is spared of when instances like this happen.
July 11th, 2009 at 4:08 PM
Hi,gd day im member of sss since 1997,i want to apply loan as a salary loan,im working here in cyprus more thean 4 years,f possible can u send me some informattion on how to avail loan?even im here in abroad?
July 15th, 2009 at 11:59 PM
in which banks can we encash SSS checks?
July 16th, 2009 at 6:25 AM
encashing of SSS checks are only done in PNB Bank branches po.
August 1st, 2009 at 8:09 AM
Will you please send me a feed back if if the account of Mrs. Delfina Pedrasa is still receiving her monthly pension?, Becuase she was past away already 3 or 4 months from now?..
August 23rd, 2009 at 2:23 PM
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September 11th, 2009 at 12:21 PM
Ask q lang po sana, gusto ko sanang ipa activate ang membership ko sa SSS, kaya lang po ay nakalimutan ko na ang SSS number ko Pano ko po ba malalaman ang SSS number ko? im currently working in Kuwait.
October 4th, 2009 at 1:38 AM
im contributing to sss now for more than a year but not yet in 24 months. can i still avail of the SSS salary loan?
October 12th, 2009 at 4:39 AM
nablock po ung user account login ko sa sss website.. paano po kaya marerecover un? e2 pong id number ko…0416532340,,, gusto ko po kzng malaman kung ilan na ung contributions ko… kindly mail to me….. tnx.. jaybee_frane@yahoo.com
November 3rd, 2009 at 2:57 AM
Why PNB didn’t encash my SSS Check worth 12,000, the approving officer said that they will only encash SSS check amount below 10K…Why it happen?
November 4th, 2009 at 2:45 AM
I’m looking at your downloadable forms but I can’t see the SE/VM form. I am a Voluntary member for almost 3 years now and wanted to have a Salary Loan. Thanks.
November 19th, 2009 at 3:45 AM
I also experience that my SSS loan check was not accepted by PNB. In the SSS check it was clearly displayed that SSS check is accepted in all PNB Banks.
December 21st, 2009 at 6:24 AM
Hello gud pm. Pls. gusto ko lang malaman ang sss number BBJ Construction kc kailangan ko sa pag sa sign in sa sss website.
March 8th, 2010 at 2:19 AM
hi!pwedi ko pa kayang ma-retrieve ang sss number ko?16 t0 17 years ago na kasi yun..tapos nag-abroad na ako.thanks for helping..
March 8th, 2010 at 2:41 AM
Pwedeng pwede po hulugan ulit ang account as long as you still have the SSS number or if you kept a copy of the number pero kung talagang retrieval po, you can ask the sss admin.
March 28th, 2010 at 8:18 AM
hi, pwede pong photocopy ng passport yung ipresent along with the company ID to apply for a loan?
April 6th, 2010 at 10:36 PM
hi ….I still dont have my SSS ID….can I apply for salary loan?what do i need?
April 22nd, 2010 at 5:27 AM
I resigned from my previous employer on March 2010. Now I’m with a new employer and my status with them currently is trainee. More than 40 months na ang contribution q and the latest posted month was for January 2010. Pwede na kaya aq mag-apply ng salary loan? Please helppppp….wala pa aqng na-avail kahit isang benefit, first time ko rin mag-apply ng loan if ever I am qualified.
April 23rd, 2010 at 12:37 PM
Can I file a salary loan if I just declared my status change from single to married?If it’s possible,what type of id card will I have to submit?Does it have to include my married last name or my maiden name?thanks.
April 23rd, 2010 at 1:01 PM
please reply asap.thank you.please include all the information that I need to know including the reiquirements.as an addition,my status with my employer is married.
April 28th, 2010 at 7:30 AM
Hi,
I’m currently unemployed and would like to start a small home business of my own. Am i qualified to get SSS loan?
I’ve been giving contribution to SSS since 2006.
April 30th, 2010 at 4:57 AM
Hi,
Do I need an sss ID to apply for the loan? I am already a member but don’t have an ID yet. Thanks!
June 1st, 2010 at 4:19 PM
i just want to ask if im already qualified to apply for a loan even i had only 20 contributions?
June 1st, 2010 at 4:21 PM
need your reply as soon as possible..thanks and God bless!
June 1st, 2010 at 5:06 PM
Magkano po ang pwede ma loan kung firt time mo lang magloloan? salary loan po ito.equivalent ba xa sa 1 month salary? say my basic is 30k how much yung pwede ko maloan? Please advise.
June 16th, 2010 at 9:55 AM
gud day!!! ask ko lang po kung paano po ako uli makakapag loan,kasi po almost 9 years ko na pong hindi nakakahulog.dati po akong OFW.sa ngayon po nandito po ako sa pilipinas…
ano po ba ang mga dapat kun gawin para makapagloan uli at ilang months po ang require para makapagloan ako uli.willing naman po ako na ituloy yung hulog ko,kaya lang po baka self employed na lang po.
sana po ay matulungan ninyo ako sa katanungan ko.MARAMING SALAMAT PO!!!!
June 21st, 2010 at 7:10 AM
Ask ko lang po pwede na po ba ako mag loan ule?Nabayaran ko na yung 1st loan ko last november 2010.
July 22nd, 2010 at 5:56 PM
hi, ask ko lng po kung pwede na ba akong mag loan ulit sa SSS, nag avail po ako ng SSS loan condonation last October 2009. i’m an active member, i have 74 contributions as of April 2010..thanks.
July 22nd, 2010 at 11:35 PM
Kung kayo po ay fully paid na sa inyong SSS loan at wala na kayong balance after availing of the SSS condonation program ay pwede na po kayo mag apply ulit ng loan sa Social Security System (SSS). Salamat sa pagbisita.
July 28th, 2010 at 5:44 AM
hello po ask ko lang po kasi nakapagloan na me ng salary loan first time,tapus di ko po nabayaran and my question is naooffset po ba ang bayad ko sa salary loan ko thru my contribution po.?kasi kung hindi po balak ko po bayaran nalang ng buo ung loan amount ko before para sana makaloan me ulet 2nd time at tanong ko po.magkano na po maloan pag second time kung 1,500 monthly contribution at tuloy pa rin ang pagcontribute ko po.thanks and god bless,hoping to hea fron you soon